A move is not one decision. It is a series of handoffs between you, your agent, lender, lawyer and the people physically moving your life. Use this as a working list, then add the details of your own transaction.
Do not skip this
Give every deadline an owner, not just a date.
What should I have ready before buying?
Write down the monthly cost you can live with, your available closing cash and the features you will not trade away. Discuss financing with your lender before treating a price range as settled. A pre-approval is not approval of every property.
Read and discuss the RECO information guide and any representation agreement. Know who represents you, the services included, the agreement’s duration and how remuneration works. Keep a lawyer available before an offer raises legal questions.
What should I prepare before selling?
Collect the information a buyer will need: ownership and mortgage details for your lawyer, property-tax information, permits and warranties you hold, rental or leased equipment agreements and condominium documents if relevant. Do not guess when a fact can be verified.
Get the mortgage payout and possible penalty discussion started. Choose preparation work for a reason. Then write down your showing arrangements, where confidential documents will be stored and what must happen if you receive an offer sooner than expected.
What happens after the agreement is signed?
Use the signed agreement as the deadline source. Track conditions, deposits, notices, access visits and closing responsibilities with the appropriate professionals. Do not rely on a generic internet timeline.
Confirm insurance, funds, utilities, movers and the arrangements for keys. For a combined sale and purchase, check both transactions together. Two separate checklists can miss a gap between the closings.
Before you decide,
pull these together.
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